Self-help groups (SHG) are village-based initiatives, where members regularly save up in order to start lending once the group collected enough money. Often from a homogeneous economic and social backgrounds, they have the common goal to pool their resources in order to fund common or individual projects, ensuring financial stability and repayment. This kind of solidarity lending was often triggered by NGOs, organising poor communities in rural areas of India, triggering social and financial support. This micro-finance and self-managed model is often the first step to financial inclusion through the participation of the community.